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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great products

Easy to.access and use, fabulous customer service and great products Reviewed on: 14th February 2024

I think Chip is a genius idea!

I think Chip is a fantastic concept. I save so much more than I would have without it & barely notice it. The interest rates are always higher than anyone else, you get bonuses for recommending people which I would have done without it because it is such a good service. The app is so easy to use. I love the goal setting and the ease of withdrawing should you need to. I am definitely a loyal customer. Reviewed on: 14th February 2024

Easy and safe service to use for my money management...

Easy and safe service to use for my money management Reviewed on: 14th February 2024

The Chip banking App is really easy to use and it's...

The Chip banking App is really easy to use and it's so convenient to be able to move money in and out. The prize draw account is a great innovative feature Reviewed on: 14th February 2024

My chip experience has been amazing, they offer amaz...

My chip experience has been amazing, they offer amazing rates on savings account and now the cash isa too is a huge bonus. Love the stocks and shares isa and how you pay a fixed fee for the platform so there are no surprises down the line. Reviewed on: 14th February 2024

Excellent rate and paid monthly plus you get to see...

Excellent rate and paid monthly plus you get to see the daily accrual which is good Reviewed on: 14th February 2024

Amaze balls

Amazing, it was great. I love chip. Reviewed on: 14th February 2024

All round great service and interest rates

All round great service and interest rates Reviewed on: 14th February 2024

Great app to use.

Great app to use. Very happy with Chip Reviewed on: 14th February 2024

Very user-friendly and good returns

Very user-friendly and good returns for an instant access account. Deposit is instant and interest accrued updates regularly. Also protected by the FCSS which offers peace of mind for deposits up to £85,000 Reviewed on: 14th February 2024

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