Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

I have consistently saved thanks to Chip

5
I have consistently saved thanks to Chip Reviewed on: 14th February 2024

Chip is Champ

5
Clear. Simple. Honest. Great interface. Easy to use. Good interest rates. Simplified investments. Reviewed on: 14th February 2024

Good, modern banking app.

4
Good, modern banking app. Only negative is there is now a charge for automatic saves. Reviewed on: 14th February 2024

No frills but easy to use.

5
No frills but easy to use. Decent interest rates. Transactions have been seamless. Reviewed on: 14th February 2024

Very easy to check at any time.

4
Very easy to check at any time. Always seems secure Reviewed on: 14th February 2024

Faultless, easy to navigate, many options, never nee...

5
Faultless, easy to navigate, many options, never needed support. Reviewed on: 14th February 2024

Easy to use and attractive app.

5
Easy to use and attractive app. Interest rates are very good and customer service is excellent. Reviewed on: 14th February 2024

Easy to use app with great features.

5
Easy to use app with great features to help save and invest. Auto save and prize account my personal favourites Reviewed on: 14th February 2024

Great rates, very good to now have a cash ISA option.

5
Great rates, very good to now have a cash ISA option. I have told all my friends and family to open an account. Reviewed on: 14th February 2024

Chip has made it so easy and rewarding for me to sav...

5
Chip has made it so easy and rewarding for me to save passively and it works! Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products