Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18463)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very good value for money

5
Very good value for money with a high interest rate. Easy to use. Recommended to all of the family and they now all use Reviewed on: 14th February 2024

An easy to use account with reasonable interest rates.

5
An easy to use account with reasonable interest rates. Reviewed on: 14th February 2024

I like Chip as it saves money for me which I wouldn’...

5
I like Chip as it saves money for me which I wouldn’t normally do Reviewed on: 14th February 2024

The Ultimate Financial Companion: Chip

5
I have tried numerous financial management apps over the years, but none have compared to the all-encompassing brilliance of the Chip Banking App. From interest rates to ISAs and stocks, Chip has revolutionized the way I manage my finances, making complex concepts understandable and accessible to everyone. One of the standout features of the Chip app is its exceptional interest rates, which have helped me maximise my savings effortlessly. The app’s intuitive interface makes it a breeze to navigate, ensuring that even those who were once intimidated by financial jargon can confidently take control of their money. What truly sets Chip apart is its ability to empower users to achieve their financial goals. Thanks to Chip, I’ve been able to save for my first home, fund numerous holidays, and even pay for my own wedding. It’s more than just a banking app; it’s a trusted ally in wealth management. I cannot speak highly enough of Chip and have eagerly recommended it to friends and family alike. Whether you’re a financial novice or a seasoned investor, Chip is the ultimate tool for managing and building wealth. Reviewed on: 14th February 2024

Excellent service.

5
Excellent service, never had any problems, quick service, easy to use platform. Reviewed on: 14th February 2024

Just fantastic service all round.

5
Just fantastic service all round. Can't recommend enough ... Reviewed on: 14th February 2024

Life Changing

5
I was never good at saving this app has made me save without finding myself short. I have been able to save for holidays without feeling it Reviewed on: 14th February 2024

Chip is easy to use.

5
Chip is easy to use. Great way to start investing and regularly saving Reviewed on: 14th February 2024

Ease of use.

5
The Chip App is easy to install and to use. Communication is great and it's easy to get help if needed. Reviewed on: 14th February 2024

Seamless experience

5
Seamless experience on the app with great customer centricity Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products