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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Products provide competitive returns

5
Simple app to use, but more importantly the products are very competitive in terms of returns and are updated regularly to keep pace with changes in the market. Reviewed on: 14th February 2024

Just great!

5
Just great! Very easy to use. Competitive products. Reviewed on: 14th February 2024

The interest rates are better than my banks.

5
The interest rates are better than my banks. The app is nice & easy to use. Reviewed on: 14th February 2024

Great rates that are amongst the best around and the...

5
Great rates that are amongst the best around and the app easy to use. Reviewed on: 14th February 2024

Easy to use app but could be quicker at receiving...

5
Easy to use app but could be quicker at receiving funds Reviewed on: 14th February 2024

It just works reliably well

5
The chip app is intuitive, has all the necessary features, is fast, and is reliable. The interest rate on the easy access savings account is good, and it is easy to move, add, and withdraw funds. I have had no need for any customer service as the app just works and works reliably. Reviewed on: 14th February 2024

Saving made simple!

5
This was the most simple and straight forward app to set up and it’s so easy to use. Great visibility of accounts & savings. I enjoy using the app. Reviewed on: 14th February 2024

Savings made simple

5
Easy to navigate application. Simple to transfer money between accounts.. Excellent interest rates paid monthly. Reviewed on: 14th February 2024

I think they are very good, nice and clear and easy...

5
I think they are very good, nice and clear and easy to get your money when needed. Reviewed on: 14th February 2024

Excellent online banking app.

5
I was recommended chip by a family member. It is the best online banking app to earn some interest in your saving. It is very easy to navigate and quiet transparent about interests earned. Reviewed on: 14th February 2024

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