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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Very competitive products, easy to use app and every...

Very competitive products, easy to use app and everything seems to work sell Reviewed on: 14th February 2024

User experience

Great products. Nice app interface Reviewed on: 14th February 2024

All good

Everything is very easy to set and to view. Happy with the service Reviewed on: 14th February 2024

A chip off a new block. A savings App that rocks!

I got a chip account to mange money and earn a significant amount of interest during. Remote/building project. Setting up the account via the App was ridiculously easy, management of the account has been a dream and having top interest rates on an instant access account was amazing. Since using the service I’ve read up more about them and was so impressed with the app and the service I invested in their recent funding round and have also taken advantage of their new ISA. The App has been such a key part of the saving experience and one that make be want to stay within the brand. That’s quite a feet in a boring sector like savings. And I know it’s good because everyone I have shown it has gone off and set their own ones up. I think they’re onto something. Reviewed on: 14th February 2024

I have found it an app that helps to motivate saving.

I have found it an app that helps to motivate saving. The staff are helpful and have assisted me in my queries. A great App and this convinced me to invest in Chip Reviewed on: 14th February 2024

Very good rates and easy to use app

Very good rates and easy to use app Reviewed on: 14th February 2024

Simple accessible savings account.

Simple savings account. Very easy to set up and link to bank account. Online deposits and withdrawals again very easy using the phone app.Does everything one would expect with a competitive interest rate. Reviewed on: 14th February 2024

Easy to set up and very responsive customer team.

Easy to set up and very responsive customer team. They pass on interest to their savers unlike some of the high higher street banks Reviewed on: 14th February 2024

Love the auto save feature it’s amazing how it adds...

Love the auto save feature it’s amazing how it adds up Reviewed on: 14th February 2024

Excellent app, easy to use and value for money!

I was new to chip and banking via apps outside of the main highstreet organisations, but chip has been excellent. Easy to use, great user experience e and most of all, better value for money with their offer of interest rates. Reviewed on: 14th February 2024

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