Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Skeptical? I was, once.

5
Recommended to Chip by our daughter, we were very skeptical about a lack of bricks and mortar and high interest acting's bank. No need, we've been super impressed by the easy to use App, plain and easy to understand products and of course, a decent interest rate with instant access. Definitely not skeptical anymore! Reviewed on: 14th February 2024

Easy to set up LPA

5
Innovative, good offers, good rates, good products. Easy to use and customer service was excellent with setting up LPA legal power of attorney for my mum. Thanks Chip Reviewed on: 14th February 2024

Old world, New world

5
From the old world of banking & savings practices, Chip leads us traditionalists nicely into the future of banks, savings & finance. Great vision with a professional outlook - keep it up guys n girls! Reviewed on: 14th February 2024

I like to use chip to save and invest

5
I like to use chip to save and invest Reviewed on: 14th February 2024

Outstanding

5
Extremely easy to use the App and monies in and out are instant. Reviewed on: 14th February 2024

Chip is fun and rewarding

5
I have always found it very easy to use Chip and have a savings account and ISA with them. When I've needed to use their customer services I've always had a quick response with a helpful timely resolution to my issues. I've been impressed with their response to the change in interest rates in recent times and how quickly they reward their customers relating to these changes. Reviewed on: 14th February 2024

Recommended

5
Trouble free set up and tranfer of monies. Good intetest rates. Thanks Reviewed on: 14th February 2024

Saving made simple

5
Seamless process to set up account . Wide range of products and always being kept informed Reviewed on: 14th February 2024

So easy to manage and so motivating to see interest...

5
So easy to manage and so motivating to see interest grow daily Reviewed on: 14th February 2024

Easy App

5
Really straightforward and easy app to use, making it very clear how to save your money. Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products