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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Very good user interface, best rates around

Very good user interface, best rates around Reviewed on: 14th February 2024

Joined Chip to get a respectable savings rate.

Joined Chip to get a respectable savings rate. I also like the lucky draw account where up to £10,000 can be won each month. No money lost in the process, unlike normal lotteries. I will also be opening an ISA as soon as the new tax year arrives, maxed out already for this year. All dealings I've had with Chip have been great so far. Reviewed on: 14th February 2024

Easy to joGoodin and rewards for saving

Easy to join and rewards for saving Reviewed on: 14th February 2024

DIGITAL BANKING MADE SIMPLE

AFTER HEARIMG ABOUT CHIP THROUGH THE MARTIN LEWIS SHOW I HAVENT LOOKED BACK , GREAT TO HAVE SEEN INTEREST RATE RISING UP SOON AS THERE IS MOVEMENT FROM THE BANK OF ENGLAND , NO DELAYS Reviewed on: 14th February 2024

Chip is really good!

Chip is really good! I’ve recommended it to my friends. The 4.84% saver is what I use to put my rent in and it’s nice to see the interest go up but I can always access my money when I need to. It used to take a few days to process but now the app’s really improved Reviewed on: 14th February 2024

Straightforward, efficient, rewarding.

Straightforward, efficient, rewarding. Reviewed on: 14th February 2024

Easy to use and smart way to manage my money

I love Chip. I have an instant access account with them and find it so easy to use. I can do transfers in seconds and know exactly when my interest is coming. There’s loads of education and product info on the app as well and they send emails to offer exclusivity, for example for their recent Cash ISA existing members got emailed first. There’s also a referral bonus that I’m currently using by getting my partner to sign up! Overall easy to use and have had no issues to date, thanks Chip! Reviewed on: 14th February 2024

Good saving rates, easy to transfer money and quickl...

Good saving rates, easy to transfer money and quickly (unlike others). Ease to use app with customisable auto saving options. Clear comms on new rates, products etc. Reviewed on: 14th February 2024

Perfect saving system

Always great and so easy to use the app, have recommended and will continue to do so, helping me get to my goals and does so without me missing things or forgetting Reviewed on: 14th February 2024

Very fast money transfer into and out of my chip acc...

Very fast money transfer into and out of my chip account. Reviewed on: 14th February 2024

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