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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

App is easy to access and navigate.

4
App is easy to access and navigate. Interest rates are competitive. Reviewed on: 14th February 2024

Great all round banking app

5
Great all round banking app for growing your money. It’s quick, easy and easy to use. Great team behind the scenes. Reviewed on: 14th February 2024

The app is so easy to use.

5
The app is so easy to use. Adding withdrawing and adding funds is so easy. Overall the best bank I have ever used Reviewed on: 14th February 2024

I had a problem with card. gt in touch with chip and...

5
I had a problem with card got in touch with chip and it was all sorted on same day. Really impressed with the help and service I received. Reviewed on: 14th February 2024

Great interest rate and easy to use, what more do yo...

5
Great interest rate and easy to use, what more do you want. Reviewed on: 14th February 2024

Fantastic Bank - Would Never Change

5
I’ve been with Chip for years now, they make it very easy to save with their auto-save feature and withdrawing is a breeze. Customer service is always very helpful whenever I’ve needed to use them! Reviewed on: 14th February 2024

Everything is easy to understand and do

5
Everything is easy to understand and do Reviewed on: 14th February 2024

Flexible

5
I could easily deposit and withdraw money multiple times if and when needed without the interest dropping down Reviewed on: 14th February 2024

Customer service is very good .

5
Customer service is very good . Interest rate is good. Reviewed on: 14th February 2024

Great all around

5
The app is really easy to use and navigate. I found it easy to set up a savings account and connect to my bank account with the guidance provided. The few times I had to contact customer services to update personal details have also been good with quick and useful replies. The high APR is of course also a massive bonus and it’s nice to receive regular updates Reviewed on: 14th February 2024

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