Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Everything is clear easy to set up great choice of p...

Everything is clear easy to set up great choice of products Reviewed on: 14th February 2024

I've been using Chip for over five years

I've been using Chip for over five years. Its AI autosaving model helped me establish passive saving habit which was previously incredibly hard for me to maintain. Throughout the consecutive years, Chip helped me build a fund for every emergency, be it little or small. It helped me get out of an overdraft and provided me with a product that constantly helps me get the best out of my money without a financial risk. From brand to practice, Chip is the single app I trust which helps me build my own form of wealth over time. Reviewed on: 14th February 2024

Excellent rate and simple to manage

Excellent rate and simple to manage Reviewed on: 14th February 2024

An all around decent saving account.

App is easy to use , interest rate is decent, easy to set up and add or withdraw money , if you use the full features to your advantage, then it definitely helps you save . Reviewed on: 14th February 2024

All good!

All good! Love it! Would definitely recommend! Reviewed on: 14th February 2024

Brilliant experience so far best interest rate around

Brilliant experience so far best interest rate around Reviewed on: 14th February 2024

I am so happy with Chip as I will never need to look...

I am so happy with Chip as I will never need to look for the best savings rate again and now they are introducing a Cash ISA that’s even more great news Reviewed on: 14th February 2024

Good and easy

Very good saving app with a variety of accounts and good rates. It has helped me save for my wedding amongst other things. Reviewed on: 14th February 2024

Easy to use, easy to add or withdraw money and save...

Easy to use, easy to add or withdraw money and save for specific goals. The process for linking to my current account was very straightforward, and I like the "little and often" regular savings approach. Reviewed on: 14th February 2024

Simple to use with competitive saving rates.

Very impressed.with Chip in all aspects! Exceptionally easy to set up, very simple use and love their future goals! Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from You Need a Budget (YNAB) 4.84 from 10 reviews
Payment Services
from IFX Payments 5.00 from 8 reviews
Cashback account
from Cheddar 4.83 from 1686 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub