Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,444 reviews, last reviewed 16th Feb 2026
5650% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip savings App Excellent and professional service Reviewed on: 16th February 2026
szabolcs molnar's avatar
szabolcs molnar

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18444)

Review of the Chip, Savings App:

Quick and super easy to use and navigate the app wit...

5
Quick and super easy to use and navigate the app with great incentives and a range of savings accounts and investment options available. Reviewed on: 20th March 2025

A friend told me about Chip.

5
A friend told me about Chip. I started saving with Chip & have enjoyed the experience and now iv just stated investing with Chip. Reviewed on: 11th February 2026

Best app out there!

5
Best app out there! Save money and not even notice Reviewed on: 11th February 2026

I’ve used Chip for years, recommended friends and ne...

5
I’ve used Chip for years, recommended friends and never had an issue with support. Absolutely top class. Reviewed on: 11th February 2026

Excellent product for savers and investors

5
Excellent product for savers and investors Reviewed on: 11th February 2026

Chip is really excellent for making savings that I w...

5
Chip is really excellent for making savings that I wouldn't do on my own Reviewed on: 11th February 2026

Simple saves

5
I was recommended to Chip around 6 years ago. I have not regretted it. This is such a simple way to save and you don't even realise that you are saving. I've added more services from them over the years and will continue. Reviewed on: 11th February 2026

Chip has completely changed my mindset around money.

5
Chip has completely changed my mindset around money. I would never have been able to save the sort of money I have on my own merit. Reviewed on: 11th February 2026

The app is so easy to use

5
The app is so easy to use makes managing my money hassle free and gives me peace of mind Reviewed on: 11th February 2026

Great app, easy to use, especially transferring from...

5
Great app, easy to use, especially transferring from my standard account manually and automatically. Reviewed on: 11th February 2026

It’s great for saving.

5
It’s great for saving. If I have a problem it’s easy to make contact and the response is very quickly. You can increase or decrease the money they take and it’s easy to withdraw. A very good app and brilliant account options suitable for everyone. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 254 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1026 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 283 reviews
    Chip
    View all products