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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Easy, simple

5
Expansive range of products, market leading rates, powerful savings enginr Reviewed on: 21st February 2022

Excellent interest rates as well as tools to save fo...

5
Excellent interest rates as well as tools to save for short and long term goals. Can’t fault it ! Reviewed on: 25th March 2025

Great, never any issues.

5
Great, never any issues. I like how easy I can move around and the interest rate Reviewed on: 25th March 2025

Great Service

5
Great service, top interest whats not to like, instant access Reviewed on: 25th March 2025

Best saving account ever

5
Best credit rate on the market and easy access to any functionality through the app Reviewed on: 25th March 2025

I love how easy it is to navigate the app, check thi...

5
I love how easy it is to navigate the app, check things or transfer money Reviewed on: 25th March 2025

Lifeline.

5
Since downloading the app a few years ago, Chip has helped me save for 2 holidays and emergency expenses. Recently the amount saved helped me through unemployment due to illness for the last year without having to apply for JSA or universal credit. Back to work next month so I’m looking forward to using their services again. I’ve recommended them to friends and even old work colleagues over the last few years when they ask I’ve been getting by financially! They say they’ve helped them too. Reviewed on: 25th March 2025

Excellent

5
A great app and so easy to use. The app is handy and has great interest rates. Reviewed on: 25th March 2025

Easy to use app

4
Easy to use app, can take money out easy. Only downfall is intrest rates are dropping and higher with other banks currently. Reviewed on: 25th March 2025

I’ve never been able to save as I do since signing u...

5
I’ve never been able to save as I do since signing up to Chip - it makes saving so easy, the interest is great. It’s accessible, informative & reliable. Reviewed on: 25th March 2025

Chip has been so easy to use

5
Chip has been so easy to use and convenient our savings have grown fast Reviewed on: 25th March 2025

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