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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip experience

Easy to use, easy to transfer money in and out and excellent rates Reviewed on: 14th February 2024

Easy to use app with competitive interest rates

Easy and straightforward app to use and the interest rates are very competitive. So far I’m really impressed. Transfers in and out to external accounts are super quick. All in all a user friendly slick operation. Reviewed on: 14th February 2024

Easy to use.

Easy to use. Excellent saving rate. Good automatic link to the bank. Reviewed on: 14th February 2024

Great app to keep an eye on your savings.

Easy to use app, information is right there when you want it in each section so it’s easy to follow. The charts are great to show savings and interest gains. Down side would be the saving calendar it would let me pick a date of when I needed the money saved by it would just be when it’s expects you can save that by. Reviewed on: 14th February 2024

I love Chip's simplicity and ease of access to funds.

I really like Chips simplicity and ease of access to my money. Great interest rates and a clever Prize Account that gives you access to win prizes each month like Premium Bonds. Reviewed on: 14th February 2024

Easy to use app, good saving rate

Easy to use app, good saving rate Reviewed on: 14th February 2024

Great rewards for minimal effort

I’ve been using Chip for almost two years. The user-friendly interface makes managing my money easy and the email communications I receive keeps me well-informed. I am particularly happy with the savings I have accumulated in such a short time. The combination of a sleek platform where I can easily visualise the performance of my savings and make quick top-ups makes it my preferred choice for savings. Reviewed on: 14th February 2024

Great savings and investment platform

Great savings and investment platform with great interest rates. Excellent customer service when needed and new products in the pipeline such as cash ISA. AI facility helps me save without effort. Highly recommended. Reviewed on: 14th February 2024

Never ever had a problem .

Never ever had a problem . What more can i say . Reviewed on: 14th February 2024

Customer focused

Clear and simple information, with no hassle service. Easy to see why Chip is so highly regarded. Finally a banking company that focuses on customers. Reviewed on: 14th February 2024

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