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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Can’t recommend this bank enough very satisfied

5
It’s the easiest app to use and if you have a problem the customer service team are great. The money transfers both to and from the account very quickly even at weekends unlike some other banks Reviewed on: 14th February 2024

I love the app

5
I love the app… simple to use and easy to understand. Withdrawing and depositing is made so simple. Can’t fault it at all. Reviewed on: 14th February 2024

Simply a cut above

5
Easy to open account. Great return on investment. Instant access. Reviewed on: 14th February 2024

This is an excellent app, I wouldn't be able to save...

5
This is an excellent app, I wouldn't be able to save without it, I had 1 issue a couple of years ago and managed to speak to an actual person, turns out I needed to update the app, oops, but a little message or notification would have helped dramatically, but all 8n all, this 8s an amazing app, would highly recommend it for everyone to use. Reviewed on: 14th February 2024

Great ideas great bank good investments, love the pr...

5
Great ideas great bank good investments, love the prize fund Reviewed on: 14th February 2024

From debt to home ownership thanks to Chip

5
Been using chip for a few years, I was quite heavily In debt with about £30,000 owed in credit cards, store credit & cars on finance. With the flexibility of chip and the ability to set how aggressively it saves or not, I was able to clear £30k of debt and now have a quite abit saved all in 3 years! Reviewed on: 14th February 2024

So pleased I found Chip

5
Really excellent services, competitive savings rates and easy to understand investment platforms. So pleased that I found Chip! Reviewed on: 14th February 2024

Enterprising bank.

5
Well run, organised and polite bank. Peter Reviewed on: 14th February 2024

Easy to use, great rates, flexible, consumer and cus...

5
Easy to use, great rates, flexible, consumer and customer focussed Reviewed on: 14th February 2024

Chip is a great bank to save money with, and always...

5
Chip is a great bank to save money with, and always looking for new opportunities for customers to invest and grow their wealth. Reviewed on: 14th February 2024

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