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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I love Chip!

I love Chip! The interest paid for my easy access account is higher than my main bank for my current account. I can connect my Chip account to my current account to transfer funds seamlessly. I also love the autosave feature that automatically calculates what I can afford to save. Chip makes saving so much easier! Reviewed on: 14th February 2024

Chip is fantastic!

Chip is fantastic! So easy to add savings and to withdraw, or to set up auto saves. Prize savings account is a fantastic idea, and you won’t find a better instant access interest rate - at least with my research! Can’t fault them, I’m actually a shareholder as I have such faith in the brand. Reviewed on: 14th February 2024

Excellent service, excellent app

Such an easy app to navigate, everything’s explained and customer service is excellent in my experiences my query’s have been answered very quickly indeed. the interest rates are very good and applied within a few days of each new month. Reviewed on: 14th February 2024

Fantastic & clear.

Fantastic & clear. In a year, I was able to save up for a 3 week trip to New Zealand & Australia Reviewed on: 14th February 2024

Very easy to set up and use.

Very easy to set up and use. Good communication when things change and always a very competitive interest rate on savings. Reviewed on: 14th February 2024

Brilliant little app

Good little app, helpful staff on chat. Never had any problems. Reviewed on: 14th February 2024

Good interest rate & Easy to use.

Good interest rate. Opportunity for a prize draw. In addition easy and quick to add and withdraw funds. Chip keeps you up to date with new offerings and pertinent emails. No issues to date. Reviewed on: 14th February 2024

How to Save when you're rubbish at Saving! (like me)

The only way I can save. If you're like me and struggle to put money aside, Chip is perfect. It does it for you! It saves what I can afford to save at the rate I would like it to. The 'account minimum' buffer means it stops saving when I hit a certain amount in my account - so it'll never use my overdraft as savings! It takes the worry and administration out of organising savings, whilst same day withdraws are exactly what you need for emergencies. The excellent customer service, great rates and personalisation of functionality are just cherries on top of a rich cake of savings. Reviewed on: 14th February 2024

Loved my experience with Chip.

Loved my experience with Chip. Easy to use and great interest. Reviewed on: 14th February 2024

I have been used Chip for a number of years!

I have been used Chip for a number of years - so simple and easy! The app is super easy, never crashes, response time is fantastic. The variety of saving options available is superb. My partner and I have managed to save for lots of holidays without even thinking about it..... Reviewed on: 14th February 2024

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