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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and effective savings

I have been saving with Chip for the last 3 years or so. I'm not a huge saver or investor but I still get good returns and I don't notice the money being "Chipped" away from my current account into my savings. I've used it to save for Christmas, holidays and other important things in my life. Excellent and easy to use. Reviewed on: 14th February 2024

Top Banking & Investment.

A real great & simple way of banking & investing - the rates aren’t bad either!! Reviewed on: 14th February 2024

Absolutely love Chip.

Absolutely love Chip. So refreshing and easy to use. Lots of savings options which are really competitive Reviewed on: 14th February 2024

Love Chip!

So easy and so smart! Great rates, instant deposit and withdrawals, easy to use. Can’t fault it at all Reviewed on: 14th February 2024

Quick and easy app and good savings rate.

Quick and easy app where you can add and transfer money quickly and easily. Only advice don’t let your bank verification expire as it’s a bit more tricky to return to it. Reviewed on: 14th February 2024

Nothing negative to say at all.

Nothing negative to say at all. Using, saving and investing with Chip has been simple and a breath of fresh air! Reviewed on: 14th February 2024

Saving journey

Thanks to chip , I have saved more than l thought was ever possible , it has really helped me become a better saver and I love the way a simple concept has made my saving journey more positive ! Reviewed on: 14th February 2024

Banking made simple

Very easy way of saving money and fantastic rate Reviewed on: 14th February 2024

Excellent app and features.

Excellent app and features. Good interest rates. Reviewed on: 14th February 2024

Fantastic app; great UX and a superb easy access saver

Fantastic app; great UX and a superb easy access saver Reviewed on: 14th February 2024

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