Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very easy to set up and use, offered a good savings...

5
Very easy to set up and use, offered a good savings interest when all others were poor. Reviewed on: 14th February 2024

Easy to use.

5
Easy to use. Great rates. Good selection of accounts. Reviewed on: 14th February 2024

Clear and easy to navigate round the ap.

4
Clear and easy to navigate round the ap. Reviewed on: 14th February 2024

Chip helps me save

5
Since I started using Chip I'm in a much better position financially. I never had any savings before. They are always quick to answer queries and sort out anything that needs sorting. Competitive rewards too. What's not to love? Reviewed on: 14th February 2024

Great return on any investments

5
Great return on any investments and god a keeping you advised on eveerything with a simple to use on line app. Reviewed on: 14th February 2024

user friendly app

5
I love the App it's clear and easy to use Reviewed on: 14th February 2024

Love Chip!

5
Really easy to set up and great savings app! I’m loving using Chip and have recommended to lots of friends and family. Reviewed on: 14th February 2024

Found the app to be incredibly useful and easy to use.

5
Found the app to be incredibly useful and easy to use. It's easy to save without thinking about it and easy to adjust your savings plan if your circumstances change. customer service though rarely needed has been helpful. Reviewed on: 14th February 2024

Amazing!

5
Easy to set up and easy to get a response. Great service. Have already recommended to family and friends. Thank you for a fantastic easy to use service with great communication and interest rates Reviewed on: 14th February 2024

The innovative way to save money .

5
I love Chip. It’s a new and exciting way to save. The integration with my banking app is flawless and whenever I’ve needed to speak to someone, the live chat gets you through to a human quickly. Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products