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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Never had a BAD experience.

Never had a BAD experience. Reviewed on: 14th February 2024

10/10 would recommend - cannot fault it!

I've been using chip for many years and it has helped me save for important life events like my wedding, as well as those rainy day funds. It's so simple, user friendly and the prize savings accounts is a fantastic addition. I'd highly recommend, I can't fault it. Reviewed on: 14th February 2024

Decent interest rate and penalty free withdrawal!

Chip is really easy to use. I can easily deposit or withdraw money and without penalty. It also has a decent interest rate and the prize savings account is a novel ideas Reviewed on: 14th February 2024

Exciting interest rates and innovative ideas e.

Exciting interest rates and innovative ideas e.g prizes savings account and Cash isa and v good interest rate on instant access savings account Reviewed on: 14th February 2024

User friendly and easy app to navigate

User friendly and easy app to navigate. Reviewed on: 14th February 2024

fast response.

fast response. Quick rate updates. Unique products Reviewed on: 14th February 2024

Such a simple App, Really easy to navigate .

Such a simple App, Really easy to navigate . And unlike some other App based banks, deposits and withdraws are Instant. Excellent all round Reviewed on: 14th February 2024

Chip is excellent for all aspects of it's service.

Chip is excellent for all aspects of it's service. The communications are precise and the whole banking experience is easy to understand and investing is simple. Reviewed on: 14th February 2024

They spoke to me on chat and solved my problem prett...

They spoke to me on chat and solved my problem pretty easily. Reviewed on: 14th February 2024

Easy to use App and competitive interest rates Gre...

Easy to use App and competitive interest rates Great it’s linked to my banking App Reviewed on: 14th February 2024

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