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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use App and competitive interest rates Gre...

Easy to use App and competitive interest rates Great it’s linked to my banking App Reviewed on: 14th February 2024

Very happy with Chip services.

Very happy with Chip services. Love the app, it's user friendly and clear. Never had an issues moving money around too which is good. Would recommend. Reviewed on: 14th February 2024

Great to learn about savings and investing

Chip has helped me to start saving and investing, teaching me and supporting me step by step to feel more confident with money. Great product. Thank you Reviewed on: 14th February 2024

Differently good value

Good interest rate. Opportunity to win monthly lottery. Reviewed on: 14th February 2024

The accounts are very easy to set up, withdrawing an...

The accounts are very easy to set up, withdrawing and deposits between non chip accounts are virtually instant, interest rates are excellent and moved pretty quick when BOE rates changed. The app is so easy to use and intuitive, and when I did have s query the response was amazingly prompt Reviewed on: 14th February 2024

Great platform !

Always ready and quick to answer and excellent interest rates Reviewed on: 14th February 2024

Ease of use is a certain plus!

Integration and ease of use is a certain plus, depositing is a very smooth experience. Communications are clear and succinct, with confidence boosted by the little things - such as explaining interest earned, how accounts work etc. Overall very pleased to be using Chip and confident that I have managed to achieve a good deal in managing my savings and other finances. Reviewed on: 14th February 2024

Simple to use, brilliant features, team are so helpf...

Simple to use, brilliant features, team are so helpful when contacted about a query. Can’t wait to see what the future holds for chip - it can only get better! And it’s already brilliant! Reviewed on: 14th February 2024

Saving account

Easy access to my account and helpful when needed Reviewed on: 14th February 2024

Easy way to save

I was sceptical at trying CHIP but I find the app very easy to use and to keep track of your savings . Reviewed on: 14th February 2024

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