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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Excellent

5
Fantastic banking app all around Reviewed on: 14th February 2024

good high interest bank account

5
great interest rates and ease of moving money into and out off Chip Reviewed on: 14th February 2024

Excellent company who I've used from inception.

5
Excellent company who I've used from inception. I'm really happy how Chip has evolved over the years and looking forward to what may be introduced in the future. Reviewed on: 14th February 2024

I’ve loved using chip.

5
I’ve loved using chip. I’m now able to save my money and earn interest on it. It’s easy to use, you can withdraw your funds anytime and it gives you heads up that another saving has been calculated and will be finalised by 3pm - you get the chance to adjust the saving or cancel before it’s taken out of your account. Reviewed on: 14th February 2024

I love chip .

5
I love Chip. I have been with them for a couple of years! easy to deposit or withdraw money. I actually manage to save money for a new kitchen Reviewed on: 14th February 2024

Customer Retention in a competitive market

5
Simple and effective User Interface, competitive offer. 2 great reasons for high customer retention Reviewed on: 14th February 2024

A no hassle way of saving & general banking Highly r...

5
A no hassle way of saving & general banking Highly recommend Reviewed on: 14th February 2024

I recommend chip to everyone !

5
I recommend chip to everyone ! I love the 10k prize draws and high interest of all accounts. I have been with chip many years now and earned 2k+ in interest. It has really made me OBSESSED with saving. I check my interest everyday haha Reviewed on: 14th February 2024

Good service and great rates now they have ISA that...

5
Good service and great rates now they have ISA that gives interest monthly Reviewed on: 14th February 2024

Great Savings App

5
Easy to use app, good rate of interest and great customer service when needed. Keep up the good work. Reviewed on: 14th February 2024

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