Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

I would not save without them.

5
I would not save without them. Amazing app and trust them completely Reviewed on: 14th February 2024

The app is simple and easy to use with great savings...

5
The app is simple and easy to use with great savings rates. Reviewed on: 14th February 2024

User friendly app

5
App is easy to navigate and customer service is helpful. Easy to add and withdraw money to Chip. Reviewed on: 14th February 2024

The app is Intuitive, accessible and it has great ra...

5
The app is Intuitive, accessible and it has great rates. Reviewed on: 14th February 2024

Great concept with the prize savings account!

5
Great concept with the prize savings account! Reviewed on: 14th February 2024

All good so far, app and all communication has been...

5
All good so far, app and all communication has been excellent. Reviewed on: 14th February 2024

Everything you need in a bank plus extra.

5
Everything you need in a bank plus extra. Customer service is excellent. Reviewed on: 14th February 2024

Fantastic!

5
Admittedly, I've never had to speak with Chip's Customer Service, but that's because I've never had any issues. The app is extremely easy to use, and the product is great; a competitive interest rate with easy, penality-free withdrawals. Interest and statements are always on-time, also. It's everything I needed, and more. Reviewed on: 14th February 2024

New to stocks and shares and have been investing wit...

5
New to stocks and shares and have been investing with Chip seamlessly for the last 2 years. Reviewed on: 14th February 2024

Easy and smooth savings app

5
The app is very easy to use and I can easily keep track of my savings and interest. Reviewed on: 14th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products