Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Not a bad word to say!

5
Chip has enabled me save and invest in my own, and my young family’s future. It’s a financial tool that is extremely user friendly. In fact, with the auto save function it is totally effortless. The amounts that I have managed to save has left me speechless. Reviewed on: 9th February 2024

Great. Keep it going

5
Great. Ease of use to open accounts, opt from one to another savings pot. Withdrawal and deposit are quick innovative products, helpful support and a Team that is on it. Very much “click” ease experience Reviewed on: 9th February 2024

Chipping away from nought to alot

5
I started with zero savings and after a year I had saved £1000 with round ups. With payday savings and investments I have no grown my wealth to over £20k. Chip has helped make investing very accessible and had really helped me with my financial education Reviewed on: 9th February 2024

Innovative and engaging power app

5
Excellent. The Easy to use app has enabled me to up my saving game effortlessly and the interest payments have been some of the best. A really creative and innovative approach to banking. Love it. Reviewed on: 9th February 2024

Great easy way to save.

5
Great easy way to save. Loads of great ideas all linked to your phone for easy management. Reviewed on: 9th February 2024

Without them I would never have started saving.

5
Without them I would never have started saving. I’m a new man, with a new much healthier bank balance! Reviewed on: 9th February 2024

Excellent app and customer support

5
The app and customer support are excellent Reviewed on: 9th February 2024

Great products and fair rates.

5
Great products and fair rates. Chip are well aligned to their customer needs and leading the market. Reviewed on: 9th February 2024

Easy to use and helpful

5
Very easy to use and helps me achieve my saving goals Reviewed on: 9th February 2024

Amazing savings App!!!

5
Have been with Chip since 2017 and they seem to be always at the forefront of smart investing and I find it a brilliant way to squirrel money away for holidays and other occasions, keep up the fab work Chip. Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products