Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Nice app, great products.

5
Nice app, great products. Love the ISA and prize accounts. Reviewed on: 9th February 2024

Always in top 3 for savings.

5
Consistently in the top three interest rates for savings accounts, giving me the ability to make hundreds of pounds as my house deposit sits there till I am ready. Reviewed on: 9th February 2024

Best way to save

5
This app is the best method I have ever found to save and build money. Great level of options. Fantastic company and hope they continue to excel. Reviewed on: 9th February 2024

Really easy app to use, great rates & customer service

5
Really easy app to use, great rates & customer service Reviewed on: 9th February 2024

The best savings opportunities are right here at CHIP

5
The best savings opportunities are right here at CHIP Reviewed on: 9th February 2024

Excellent AI powered savings, simple and effective a...

5
Excellent AI powered savings, simple and effective app, great and novel choice of accounts Reviewed on: 9th February 2024

Easy to use .

5
Easy to use .Love the monthly interest being paid .Competitive interest rate. Reviewed on: 9th February 2024

Chip is amazing and help me saving money

5
Chip is amazing and help me saving money Reviewed on: 9th February 2024

Great investment choices and fast withdrawal

5
Great investment choices and fast withdrawal Reviewed on: 9th February 2024

Love it. I've recommended Chip to so many people.

5
I've been with Chip from the earlier days and love it. It's a great app that is thoughfully designed and effective at empowering people to take charge of their money with flexible saving products. Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products