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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

Always had a great experience with Chip

5
Always had a great experience. I have been a loyal customer for a few years now. Reviewed on: 25th March 2025

10/10 experience

5
I have been able to really save and become financially literate for the first time in my life with chip, the auto save feature is what drew me in at first but the interest rates in the different accounts I have have been so beneficial and I can see all my savings in one place. I love tbe prize draw account and when I had issues the customer service was quick to respond and more than helpful Reviewed on: 25th March 2025

The ease of the app and being kept informed make thi...

5
The ease of the app and being kept informed make this the go to investment app. Reviewed on: 25th March 2025

Great service

5
Easy to use app. Good options for savings and investment and competitive rates always. Reviewed on: 25th March 2025

Chip has helped me get started with saving.

5
Chip has helped me so much on my saving journey. I’m not a very financially-minded person, but Chip has really helped me start saving - the app is easy to use, and information is always available when needed. Reviewed on: 25th March 2025

Excellent way to save

5
Chip has been a great savings app, much more productive for building wealth than others I have used. Reviewed on: 25th March 2025

Easy to use.

5
Easy to use. Easy to transfer money Reviewed on: 25th March 2025

Very competitive savings rate that closely track the...

5
Very competitive savings rate that closely track the base rate. Supreme flexibility to withdraw as needed. No funny business! Reviewed on: 25th March 2025

Intuitive APP

5
Great APP, easy to use, good interest rate Reviewed on: 25th March 2025

A Subtle App

5
A great app which subtly adds money to your savings from your bank account without you really knowing other than a notification and it really helps for a rainy day Reviewed on: 25th March 2025

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