Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great bank, great app, great customer service

5
Whenever I have had an issue with chip, the team have been on hand and resolved my issues quickly. I love the auto save function and the rates are always good. The app is easy to use and someone is alwaysthere if you need a little help. Using chip helped me save for a wedding and a house deposit. Reviewed on: 9th February 2024

I have been using Chip for nearly 5 years now and it...

5
I have been using Chip for nearly 5 years now and it has been a fantastic and worthwhile experience. I have saved nearly £48k and I have recommended it to all of my family and friends over the years. chip has kept me disciplined and made sure that I have saved a lot of money. Reviewed on: 9th February 2024

Amazing and Easy to use!

5
Amazing savings app. Between AI savings and instant withdrawal and now the new isa account. This app is just getting better and better. The easy to use app interface and the ease of linking your bank account makes this app accessible for all age savers. Along with the competitive interest rates, boosting saving even further. Reviewed on: 9th February 2024

I love the auto save function

5
I love the auto save function…. I always save more than I expect. I appreciate the interest too! Reviewed on: 9th February 2024

Leading the way in user experience.

5
Chip are leading the way in user experience. Great features and near the top end on their interest rates always. Been with them for 4 years and never had any issues. Reviewed on: 9th February 2024

This is future of payment.

5
This is future of payment. I am shareholder from the begining. Reviewed on: 9th February 2024

Easy and rewarding

5
Have been with chip for 3 years and wouldn't want my savings anywhere else. Best interest rates and ease for investing. Reviewed on: 9th February 2024

Chip is my favourite Savings App.

5
Chip is my favourite Savings App. They listen to their community and develop new products all the time. Reviewed on: 9th February 2024

It's a great savings account with great interest rates

5
It's a great savings account with great interest rates Reviewed on: 9th February 2024

Chip has a great UX, it’s easy to navigate and see y...

5
Chip has a great UX, it’s easy to navigate and see your accounts and the interest building up. The instant cash account has a market leading interest rate and I love that it’s paid out monthly! Reviewed on: 9th February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products