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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Im in control

5
Chip had allowed me to stay in control of um savings through the automatic saving process. I love getting a sense of achievement by seeing my money rise each month. I particularly like the prize savings account and a product I can trust who will always try and get me the best interests rates. I truly feel my savings are mine and is well cared for Reviewed on: 12th April 2023

Great rates and easy to use

5
Just moved my savings from an isa and had 6 X interest in 7 weeks than I had in a year Easy to open and use Reviewed on: 12th April 2023

Good interest rates

5
Good service with market leading easy access savings interest rates Reviewed on: 12th April 2023

Happy customer

5
Easy, rewarding online process. Not online savy, so was unsure at first but proved me wrong. Recommend highly Reviewed on: 12th April 2023

Helps me save!

5
Finally a smooth, smart, trustworthy app which legitimately helps me set aside money for a rainy day with investment options Reviewed on: 12th April 2023

Great rates available

5
Easy to use app. Provides great rates for an easy access account and one that does not require any direct debits to be set up or a certain amount to be deposited each month like high street banks. Reviewed on: 11th April 2023

Best Savings App out there

5
Chip's app is very user friendly, easy to transfer to and from accounts and has the most competitive instant access rate out there. Reviewed on: 11th April 2023

One of a kind

5
I’ve been with Chip since the beginning and have no plans to leave. Product after product, they continue with their journey of innovation and competitive offerings. Very impressed! Reviewed on: 11th April 2023

Great banking app

5
Competitive products and excellent customer services. Reviewed on: 11th April 2023

A seriously good savings account

5
With their instant access saver, Chip have raised the bar for easy access savings accounts. Not only does it offer the market leading interest rate most of the time, it is also a superb example for speedy deposits and withdrawals. The Chip app is simple to use and reliable. A joy to have this account. Reviewed on: 11th April 2023

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