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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best interest rates and great service

The app is very easy to use. deposits and withdrawals are quick and on the occasions that i have contacted support responses have been very fast and helpful. the fact that the interest on the savings account automatically and promptly tracks the bank of england base rate is fantastic. Reviewed on: 12th April 2023

Default from 'not to save' to 'save'

For someone who has always been a poor saver, changing the default from 'not to save' to 'save' has been revolutionary. Add the fact that the auto-saves are intelligent and you can set the level of save depending on current situation. Reviewed on: 12th April 2023

User & recommended

I’ve used Chip for several years now and it’s helped me save for multiple holidays/goals. I’ve also recommended Chip to multiple friends/family who also love it! Reviewed on: 12th April 2023

Great app with great interest

Interest is the highest of all I can find on the market right now. I think the app interface is easy to use and the money is easily accessible at any point which is great. Reviewed on: 12th April 2023

Great on line bank great saving rate

Very easy to use . An on line bank that offers a good rate of interest on an instant access account Reviewed on: 12th April 2023

Easy investment and savings

Chip is an easy and smart way to invest your money and gain the highest returns. Reviewed on: 12th April 2023

A place to save safe

Totally love my chip app, have nearly saved 10k in a year, money that i would have wasted..now im addicted to saving and achieving my dreams..thanks to chip i have the drive to keep going! Reviewed on: 12th April 2023

Very easy to use, a modern app for all

I was surprised by how easy it iwas to set up my account on chip, how to transfer money and most of all how reactive the bank was to changes in interest rates announced by the bank of England. I really recommend it Reviewed on: 12th April 2023

Best app

Best app to help save people money Reviewed on: 12th April 2023

Great savings rates and app

Easy to use brilliant interest rates, limited but on spot communications Reviewed on: 12th April 2023

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