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Chip: Savings App reviews

4.94
Based on 18,412 reviews, last reviewed 12th Feb 2026
4850% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

all investments in one app and monthly interest all investments in one app and monthly interest Reviewed on: 12th February 2026
andy's avatar
andy

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18412)

Review of the Chip, Savings App:

Saving lover

5
I've been saving money with Chip for many years. So secure and easy to use the App. The interest is better than any other bank. Reviewed on: 28th March 2025

My husband and myself both have accounts, it’s an ea...

5
My husband and myself both have accounts, it’s an easy way to save small amounts which add up quickly Reviewed on: 11th February 2026

Brilliant Banking app

5
Never have any issues with CHIP App, always works. Easy to install & operate for day to day stuff. Instant replies when contacted by Live chat. Only negative is I have to reinstall after 90 days is up, but then back to working perfectly. Reviewed on: 11th February 2026

Easy to use easy to understand excellent returns

5
Easy to use easy to understand excellent returns Reviewed on: 11th February 2026

An Easy app , money grows quickly and so quick if wa...

5
An Easy app , money grows quickly and so quick if want to withdraw , I have never had any issues and feel it a great way of saving Reviewed on: 11th February 2026

Great to use

5
Easy to use and gives regular updates Reviewed on: 11th February 2026

Saving the best

5
Easy to use, good returns and excellent customer services. Reviewed on: 11th February 2026

Excellent app for savings and investments.

5
Excellent app for savings and investments. Chip makes it easy to invest your money smartly, gives you an breakdown of each investment also the risk breakdown. Savings wise they are Excellent. Chip instant saver works out how much to put into savings, which I find useful as I sometimes forget. All round easy app to navigate, one full amount of how much capital you've saved/invested. Then you have easy breakdown of each account, to how much you have in there, to what your savings rates are etc. Reviewed on: 11th February 2026

Easy to use!

5
Very easy to use the app and the interest rates on my savings are good. Graphs give a clear visual display if how my accounts are prospering Reviewed on: 11th February 2026

Friendly App

5
Love the app user friendly and easy to navigate Reviewed on: 11th February 2026

Super easy user friendly interface, love the idea of...

5
Super easy user friendly interface, love the idea of the prize draw and managed to win a few times! Love the app that much I’ve actually invested into Chip! Reviewed on: 11th February 2026