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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

App-amazing!

I do not do apps at all. Really! Honesty never! The Chip was my very 1st app installation ever! It was easy- pasy to install on my mobile Thank-you Chip! Reviewed on: 11th April 2023

A great wealth building App with great AI

A great wealth building App with great AI technology and with such a diverse portfolio on stocks and shares and alternative assets to invest in as well as having the chance to win 10k per month. Great updates and communication by chip staff via social media platforms and great staff responses if you have any issues that need resolving. Onwards and upwards for Chip which is great Reviewed on: 11th April 2023

Brilliant

Easy account to manage. Everything is as they say & great interest. Reviewed on: 11th April 2023

best interest rates

chip gives you the best interest rates for a basic savings account Reviewed on: 11th April 2023

Innovative and reliable

Chip is ahead of the pack when it comes to savings. From its AI to the best interest rates in town. I have put my trust in the app and it been paid be back with a reliable and trustworthy service. The are always innovating with their prize account and alternative investments. Reviewed on: 11th April 2023

Best easy access rate and easy to use

Easy to set up and great service when I had a query. Best easy access rate. Reviewed on: 11th April 2023

Quick, easy, uncomplicated banking

Chip not only offers many different perks and account options, it also provides an app which is very secure and easy to navigate which makes online banking as easy as it can be. Reviewed on: 11th April 2023

Market leading interest rate

Super easy banking via app. Was worried about fees incurred by auto saves, but capability within app to opt out so I can DIY as I prefer with other traditional banking apps. Link current account makes saving so much more hassle free. Icing on the cake is top interest and the fact it moved to AER % per month rather than a bonus, which was a sticking point before. Double thumbs up. Reviewed on: 11th April 2023

User friendly

Chip is easy to use & access via the App with great support Reviewed on: 11th April 2023

Makes saving simple

The hands-off approach to saving works so well for me. A small amount comes out of my bank every few days - I barely notice it. Whenever I check my Chip account I’m pleasantly surprised by how quickly it adds up. I’ve been using Chip for over 5 years and it’s helped me purchase lots of big things for our house. Reviewed on: 11th April 2023

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