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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

Help Growing Your Money

5
Chip has been very helpful in growing my savings. I find the app works well, allows me to move money quickly and easily, has competitive rates, and has regular reminders and incentives that help me to save when I might not have. Money never feels 'locked in' and I've had no issues or problems using it. Reviewed on: 25th March 2025

Love the app

5
Love the app, so easy to use and you don’t even notice the money going out and it really adds up! Reviewed on: 25th March 2025

Easy to set up and get going.

5
Easy to set up and get going. Information is clear and any changes are made obvious. Reviewed on: 25th March 2025

Easy to use app and good rates - very happy

5
Easy to use app and good rates - very happy Reviewed on: 25th March 2025

Happy with the way I can manage my account.

5
Happy with the way I can manage my account. Reviewed on: 25th March 2025

10/10 couldn’t ask for more , super easy to move mon...

5
10/10 couldn’t ask for more , super easy to move money and invest, really enjoy the front page and how user friendly it is, I wouldn’t use another app for savings now. Reviewed on: 25th March 2025

Chip Experience

5
Very user friendly. Easy to withdraw and deposit cash immediately. Reviewed on: 25th March 2025

An easy way to save without even realising it!

5
An easy way to save without even realising it! A good return on your money for very little effort! Highly recommended, I have done many times to family and friends, and I will continue to do so. Thank you Chip!! Reviewed on: 25th March 2025

Simply the best online savings account

5
Very good app, rates and customer experience. Reviewed on: 25th March 2025

They have helped me confidently save so much more mo...

5
They have helped me confidently save so much more money than I did, which will alternate banks. They're transparent and trustworthy, providing a friendly approach and overall great communication. They offer a variety of services to help not only save but grow your overall wealth. They're someone I have already recommended to both family and friends and will continue to do so. Reviewed on: 25th March 2025

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