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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Excellent on-line Bank

Easy set up. Current rates are excellent. Very happy I opened an account with Chip. Reviewed on: 11th April 2023

At last - an interesting bank!

Great to get a return on my savings that isn't laughable. Easy to set up, easy to use and easy to earn a decent interest rate at last. Chip are quick to increase rates too as the BoE rate increases. After 6 weeks trying it, I shall be adding to the account whenever I have spare money. Reviewed on: 11th April 2023

Excellent market leading savings account

Great App easy to open and link great interest rate Reviewed on: 11th April 2023

A perfect way to save

Chip has made saving so easy; especially since they adjust their interest rate as soon as the Bank of England increases it. Safe, secure, fast and easy to use app. Reviewed on: 11th April 2023

Market leading interest rates

Market leading interest rates. The AI functionality works really well! Reviewed on: 11th April 2023

Very easy to use

Very easy to use easy to integrate with your current bank and very good competitive rates would recommend A* Reviewed on: 11th April 2023

Amazing %age, and very instant access!

I have sold a property, and whilst waiting to buy another, have put it all (>£50k) in Chip 3.55% GIA. Still need money for holidays, etc, and can take out instantly. Very good product, whilst not tying up your cash investment. Well done Chip! Highly recommended. Reviewed on: 11th April 2023

Best Savings App

Chip has been the best savings app I've come across - always innovating and adding relevant capabilities and functionality; not to mention being the most agile and responsive to the latest BoE interest rates. I have a High St bank account as well as a savings account with them, and Chip trounces them routinely! Reviewed on: 11th April 2023

Great rates

Great rates, and simple app to use Reviewed on: 11th April 2023

Great product

An innovative banking app. Easy to use and always good rates. Reviewed on: 11th April 2023

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