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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great product

5
An innovative banking app. Easy to use and always good rates. Reviewed on: 11th April 2023
Shaun Whitehouse's avatar
Shaun Whitehouse

Positive chip experience

5
Good rates and responsive customer service has been a consistent feature of my experience of chip Reviewed on: 11th April 2023
John Green's avatar
John Green

Best interest rate I could find for an IAS and easy to use.

4
I wanted an easy access saver that was easy to manage and paid a competitive rate of interest. The CHIP IAS ticked all the boxes and I've so far got both my brother and my father to open accounts. Highly recommended. Reviewed on: 11th April 2023
Mark Willis's avatar
Mark Willis

Brilliant savings app

5
Love how simple Chip is to use for savings. Reviewed on: 11th April 2023
Emma Cunnane's avatar
Emma Cunnane

Best interest rate around!

5
Friendly user app and top interest rate. Reviewed on: 11th April 2023
AA's avatar
AA

Simple modern banking

5
Easy to use and well designed app. Excellent rates and good opportunities for investment. Reviewed on: 11th April 2023
Jim Mee's avatar
Jim Mee

Simple

5
Very easy, best rate. Just answered a few questions, nominated a bank account and deposited money. Reviewed on: 11th April 2023
Alan Windsor's avatar
Alan Windsor

Great interest rates for your savings

4
I'm getting good returns on my savings with Chip! They are quick to pass on the benefits of increased rates to savers too. The app is OK but can be confusing at times, especially when funds are 'in transit'. I didn't have a lot of luck on the investments side, that's likely my fault because I'm extremely lazy! I've also had a couple of wins on the Prize Savings account also, and I never usually win anything! So overall, there are worse places to keep your money! Reviewed on: 11th April 2023
Chris Stone's avatar
Chris Stone

Effortless savings at the best rates

5
I've been a fan of Chip since they launched. They continually evolve, and in each evolution they improve. For me, effortless saving, with instant access at market leading rates earns them the acolade of best bank. Reviewed on: 11th April 2023
toby_wright's avatar
toby_wright

Best savings app

5
Great for small automatic saving Reviewed on: 11th April 2023
Mareks Vilks 's avatar
Mareks Vilks

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