Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Excellent savings app

5
Chip is easy, friendly to use and great for helping me save Reviewed on: 11th April 2023

So easy!

5
Chip is effortless to set up and has so many handy features that allows you to save more than you realise. Reviewed on: 11th April 2023

Great Chip

5
I find my Chip accounts extremely easy to access. Great interest Rate, Great Customer Service. Reviewed on: 11th April 2023

Works as it should, no problems at all

5
The app works well and transfers are quick and easy, best rate of interest as well Reviewed on: 11th April 2023

Saving

5
Simple the best bank ever make you money Reviewed on: 11th April 2023

Very impressed so far

5
Good rate of interest and easy to transfer money in and out. Very impressed so far. Reviewed on: 11th April 2023

Great interest rates!!!

5
Best interest rates first on the market I have found. Constantly changing banks cause they are slow to raise interest rates is time consuming and annoying as some banks are first to raise in one instance then last after that!! Chip seems to be leading the way at interest rates at the moment. Hopefully this continues Reviewed on: 11th April 2023

Chip vote

5
Only been with Chip for 1 month but so far very good Reviewed on: 11th April 2023

So easy to access

5
It's a excellent interest rate . Plus I like the graphics Reviewed on: 11th April 2023

Very efficient, good customer service, best interest rates

5
I have thoroughly enjoyed using Chip right from the start, I had a few questions which were answered extremely quickly and it’s been easy to navigate ever since. The best interest rates you’ll find for easy access savings accounts. Withdrawals are instant as are deposits through the bank, I can’t fault it. I also love that you get to see the daily interest, every other Savings account I’ve had you can only see the once you receive the interest at the end of each month, with chip there’s a running total for each day within the savings account. Throughly recommend to anyone Reviewed on: 11th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products