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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great interest rates

Interest is increased regularly when base rate rises. App allows access to account from mobile Reviewed on: 11th April 2023

Easy saving

Easy to set up hoping for a big prize Reviewed on: 11th April 2023

Great value

Secure and safe with exciting future Reviewed on: 11th April 2023

Like banking, only better.

Chip is an incredibly sleek, user-friendly and thoroughly cool app. Reviewed on: 11th April 2023

So easy to use and save

Been with chip for nearly three years I am watching my savings grow I like the instant account Reviewed on: 11th April 2023

Great work keep it up

Pleasantly surprised, great customer service my son recommended me to you. I shall also recommend you to friends. These banks need competition like you. Reviewed on: 11th April 2023

They do the hardwork for you

Chip is great for instant access savings. If another product comes out with a higher rate, chip are quick to match and beat it. Very happy with the service. Reviewed on: 11th April 2023

unbeatable rate for instant access account

easy to open and operate, interest paid monthly and excellent interest rate Reviewed on: 11th April 2023

Why I choose Chip

I have two accounts with Chip. Both were easy to set up and are linked to my bank account which gives me a facility to easily transfer funds in and out of my Chip account at any time. The easy access account gives me a great interest rate and I love the satisfaction and immediate availability of income that is provided by having the interest added monthly. My prize savings account allows me to maintain my investment, whilst providing me with the excitement that I could be a winner. Prior to hearing about Chip, my money was simply sitting in my current account, now my money can be flipped back and forth between my bank and Chip so easily. The easy to use App means that I can accumulate interest or enter the prize draw by leaving my money in the Chip accounts right up until the point it is needed. Reviewed on: 11th April 2023

Safe and sound

Chip has been excellent. I have confidence in placing my savings with Chip. Easy to use app and great customer support if needed. Reviewed on: 11th April 2023

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