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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Does what it says on the tin and a lot more!

5
I’ve only been with Chip a relatively short time but everything I have experienced so far has been flawless, from customer services to the best instant access interest rates in town! Reviewed on: 11th April 2023

Recommended

4
Simple, easy to use and best savings rates. Reviewed on: 11th April 2023

Forward thinking

5
A refreshing model on banking with benefits for the saver and investor all in one place Reviewed on: 11th April 2023

Chip has revolutionised how I save money!

5
I have nothing but praise for chip, it has without a doubt revolutionised how I save money. It makes it easy to save little and often which I personally find easier than big lump sums. The interest rates it’s gives you are also good. Reviewed on: 11th April 2023

best rate

5
Very easy to use and transparent, it clearly shows you how much you saving in graph. Reviewed on: 11th April 2023

Top interest rate, easy to use app

4
Chip has the highest instant access instant rate and the app is easy to use. I would like the option of a cash ISA. Reviewed on: 11th April 2023

Best Rates, good App,

5
No messing about with the App! Straightforward to use. Best rates supplemented by reminder emails. Reviewed on: 11th April 2023

Amazing

5
Couldn’t recommend more! Easy to add and withdraw money, with great rates ! Reviewed on: 11th April 2023

Top Bank

5
Top instant access savings rate that is constantly reviewed and moved in line with BOE changes. Reviewed on: 11th April 2023

Chiptastic

5
Love chips and chip banking… hope you win! Reviewed on: 11th April 2023

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