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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great Bank experience

So easy to deposit and withdraw funds, also a great interest rate for your savings. Reviewed on: 11th April 2023

Clear and simple with great rates

Simple and easy to use with great interest rates. Reviewed on: 11th April 2023

Fantastic app, so user friendly

Great that I can see how much interest I'm earning every day Reviewed on: 11th April 2023

Easy to join and use. Clear instructions.

Joined Chip on the advice of my son. Having no mobile phone signal in my area I had to go four miles from home in order to join! However, despite this inconvenience the steps I had to follow to join Chip were clear and concise. It was a swift process. Having joined in January I have had emails at the start of each month informing me of the interest earned on my savings account. The Chip Instant Access account is at present earning 3.55% which is one of the top accounts available online. Martin Lewis mentions it in his top savers accounts. Excellent service and I have no problem recommending Chip. Reviewed on: 11th April 2023

Chip is the shop for my money

Chip are a bank I have come across recently. They are the right mix of professional and friendly that you would expect from a banking service but they offer great rates which are hard to beat alongside a fantastic app that makes it very simple to manage your money. Reviewed on: 11th April 2023

Best rate on the market!

Easy to set up and manage account through app! Reviewed on: 11th April 2023

Easiest savings app

Such a good experience and such an easy app to use. Very happy! Reviewed on: 11th April 2023

Best savings rate

Consistently the best savings account Reviewed on: 11th April 2023

Great way to save and invest

Been using this for a while now, and I found it easy to use and a great way to save and invest. I would recommend this app highly. Reviewed on: 11th April 2023

Impressive company

Chip is fast becoming and exciting company to invest your money with. They think outside the box with new Ideas on an old theme. I have had no issues while saving with them and one of the advantages of investing my money with them is they keep up to date when the interest rate changes and the keep you informed every step of the way when the money market is changing. Reviewed on: 11th April 2023

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