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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing bank!

5
I have been with chip nearly since the start, they excel with customer service and with their interest rates! Reviewed on: 11th April 2023

The only way to save money!

5
It’s so simple and easy to use. Returns are amazing. Staff are friendly and you save without even thinking about it! I got my mum set up and she’s had never had savings in her life now she’s sitting with a couple of grand in the pot and she never seen it going! Can recommend enough!! Reviewed on: 11th April 2023

Great savings app

5
Chip is the perfect way to save money or look further into investing those savings. The technology used is very clever in helping to save what you can afford each month. Reviewed on: 11th April 2023

Opend my eyes to transferring accounts

5
Moved my account as I was not getting anything back from my investment… love the chips app it keeps you upto date with your interest accrued Reviewed on: 11th April 2023

BankIng and investing made accessible

5
Chip have made investing much more accessible to smaller investors and the charges are very fair. Reviewed on: 11th April 2023

How banking should be!

5
So easy. Great flexibility. Great rates and really simple processes! Reviewed on: 11th April 2023

Simple,easy & value for money

5
Great easy access and prize win account with great interest rates and benefits Reviewed on: 11th April 2023

Fantastic app that helps save and provides highly competitive interest rates!

5
I’ve been using the app since it pretty much began. It has helped me save for lots of different things over the years without me hardly knowing about it through its intuitive algorithm! Now the added bonus is constantly increasing interest rates on the accounts providing me with great returns on saving with them. Reviewed on: 11th April 2023

best interest saver account

5
Chip offers the best interest savings account. Reviewed on: 11th April 2023

BEST SAVINGS ACCOUNT

5
Fantastic range of savings accounts. App is sone of the best I have used. Easy. Fuss-free. Competitive. Fast transfers. Love, love, love!! Reviewed on: 11th April 2023

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