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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

App is very intuitive and offers a lot of different...

App is very intuitive and offers a lot of different options for saving/ investing money. Reviewed on: 25th March 2025

Its got good interest rates and its very safe to use.

Its got good interest rates and its very safe to use. Reviewed on: 25th March 2025

I’ve been with Chip for several years now, initially...

I’ve been with Chip for several years now, initially saving small amounts before adding investment accounts. Chip allowed me to get out of my lingering student overdraft in a manageable way, eventually allowing me to save up to put toward the purchase of my first home. It’s so easy to use, set saving parameters I’m comfortable with and now invest with. I would definitely recommend. Reviewed on: 25th March 2025

I have used chip for years and helps me save without...

I have used chip for years and helps me save without thinking about it and without noticing. Really enjoy it Reviewed on: 25th March 2025

CHIP - easy to deal with

Everything is so easy through the App. All transactions happen in an instance. The App is easy to use and everything is displayed in a way that makes it easy to understand all the operations you might need to use. Reviewed on: 25th March 2025

Great app, enjoy using it everyday, highly recommended.

Great app, enjoy using it everyday, highly recommended. Reviewed on: 25th March 2025

Brilliant user experience, great rates, and I love h...

Brilliant user experience, great rates, and I love having it all in one place Reviewed on: 25th March 2025

I have struggled to save before

I have struggled to save before and the ease with which I can withdraw and deposit cash makes it easy to save , knowing if there is an emergency I can get at the cash easily . I recommend it to my mum and she’s loves Chip ( she’s 76) and has been using it for several years . Reviewed on: 25th March 2025

First rate app, easy to use.

First rate app, easy to use. No hassle saving, easy to transfer money in or out, 5 star rating Reviewed on: 25th March 2025

So easy to use, plenty of comms and my money has gen...

So easy to use, plenty of comms and my money has genuinely grown. The interest rates are competitive and I appreciate the transparency of max limits. It’s nice to get a few little wins on the prize account as wel. Reviewed on: 25th March 2025

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