Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Help with your savings

5
Chip has made it very easy to make sure you are getting the best interest rates, when many banks are not passing on the benefits of rate hikes Reviewed on: 11th April 2023

Great and easy

5
This is probably the easiest way to save that I’ve ever found, the interface is amazing! Lovely to open the app without staring into the power of a million suns also! Reviewed on: 11th April 2023

Best savings app

5
Excellence saving app. Has the leading rates on their accounts with plenty of choice in how to invest your money. They have an Ai that calculates little saving here and there from your bank account that won’t make an impact on that account but will build up your savings nicely. Reviewed on: 11th April 2023

Great savings app

5
The app is great to save and manage money Reviewed on: 11th April 2023

Great app

5
Setup of the app is user friendly and really helps support savings goals Reviewed on: 11th April 2023

No Faults

5
Great customer service, great interest rates, user friendly app. Nothing to complain about, they’re great Reviewed on: 11th April 2023

The best of the best!

5
It’s been three years since I signed up and Chip has been a reliable help. Saving can be complex and hard, but Chip made it easier. Reviewed on: 11th April 2023

Fantastic business

5
Fantastic bank who react well to customer feedback. Great customer interaction. Better than any highstreet bank! Reviewed on: 11th April 2023

Savings

5
Really like this savings app and have had it for a while it’s really handy to put my money away and forget about it, very good features overall and the best interest rates. Reviewed on: 11th April 2023

Easy to use

5
I've been using Chip for a few years now. I find the app really easy to use and easy to save with them. Their rates are always excellent. Reviewed on: 11th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products