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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing CHIP

Great company, very easy to use and offer great returns Reviewed on: 11th April 2023

Easy to use, good rates

The title pretty much says it all... Reviewed on: 11th April 2023

I love Chip!

I’ve been a Chip member from the early days as I saw the app as the best way to put money aside and I like how they constantly chased the best rates on behalf of their customers. Since then the company has gone from strength to strength and I wouldn’t hesitate to recommend them to friends and family! (in fact, I have already!) Reviewed on: 11th April 2023

Chip has helped me realize I can save more

I use Chip's AI auto save function and it helpse squirrel away cash I would have otherwise spent. Even though have bought a house this year and there are always expenses, Chip has meant I always have a back up fund I can draw from if an unexpected expense comes in. Reviewed on: 11th April 2023

Fantastically easy

Great little app, instant payments and withdrawals. Perfect layout for goals and a clear summary of pending and earned interest. Comes with a lucky prize saver account too! Reviewed on: 11th April 2023

Brilliant Rates

Chip have been great since I’ve joined them. Easy to use and brilliant savings rates. Reviewed on: 11th April 2023

Best savings app of 2023 so far

The app is fine and the funding process was quick and straightforward. Fundamentally Chip's main advantage at the moment is that they are staying on top of interest rates and moving to remain ahead of the competition (so far). Will stay for as long as that continues. App is also clear and straightforward to use. Reviewed on: 11th April 2023

Accessible.

Easiest bank account to open and operate. Pays good interest rate too. Reviewed on: 11th April 2023

Easy-peasy savings - the way it should be

Chip has enabled me to save 'painlessly' every month for several years now - I don't need to even think about it, the 'right amount' of money just moves across seamlessly & soon mounts up. Best of all I've set a 'floor' limit, below which all savings are automatically paused until next time my balance goes back up on payday. I love it! Reviewed on: 11th April 2023

Top notch app with top rates

Really happy with Chip. Their customer support is responsive and I'm a happy saver and investor! Reviewed on: 11th April 2023

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