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Chip: Savings app reviews

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4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving made simple

5
The Chip savings app lets me save small sums regularly without noticing it. A little and often makes for a useful nestegg - and the interest rate is excellent Reviewed on: 8th April 2023
Brian Scott's avatar
Brian Scott

Just simple!

5
What else do you want…..everything is simple and the rate of interest is great. I’m a busy single Mum who just needs my money working for me without me having to do much. Reviewed on: 8th April 2023
Demelza Bevis's avatar
Demelza Bevis

Straight forward, contactable

5
Transparent, responsive & help given when needed. Reviewed on: 8th April 2023
Pamela & Paul's avatar
Pamela & Paul

Hassle free

5
Quick, easy and efficient to set up, transfer money and track over time. A great interest rate to boot also helps Reviewed on: 7th April 2023
Edd Briggs's avatar
Edd Briggs

Excellent so far....

5
I have no complaints. Keep up the great work Chip team! Reviewed on: 7th April 2023
Procat Procat's avatar
Procat Procat

Superb app! Easy to use and save

5
I’ve never taken my saving seriously until I discovered Chip! The easy-to-use app makes it so quick an simple to understand where my savings are going. They have made saving and managing my money seem possible and with Chip’s interest rates being so competitive, I just only wish I’d discovered them sooner. Reviewed on: 7th April 2023
Luke Crump's avatar
Luke Crump

Simple and effective saving

5
Simple app to use. Company is very active and proactive in money management Reviewed on: 7th April 2023
Paul's avatar
Paul

Best Savings App

5
Easy to open an account. Great interest rate. Encouraging to see the amount of interest paid monthly and building up each day. Do wish that it was easier to payin large deposits direct from High Street Banks ie Barclays won't go over 5000 daily. Reviewed on: 7th April 2023
Martin Hodges's avatar
Martin Hodges

Great

5
Great customer service, the Chip team respond to messages within a reasonable time. Easy to set up the account and transfer money. A great interest rate, when so many other banks are still giving very poor rates. FSCS backed so I know my savings are safe. I would highly recommend Chip Reviewed on: 7th April 2023
Kate Luder's avatar
Kate Luder

Easy to use app.

5
Very quick withdrawals and deposits. Reviewed on: 7th April 2023
Tommy Riddle's avatar
Tommy Riddle

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