Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Fantastic savings, great app

5
Not only does chip provide some of the best interest rates, the app is useful, being able to set savings goals and monitor their progress. Reviewed on: 8th April 2023

Wonderful investor mapping

5
Astonished by the setting easey to use profiler, exceptionally happy with the products to with. Reviewed on: 8th April 2023

Love Saving

5
I used to put a fixed amount away every month for Xmas but with this app I have been saving little and often, so the £300+ I used to save actually ended up over a £1000 with Chip, I have now opened an easy access savings account so I can save to retire 6 months early - love this App and it has changed my saving routine, great to see my money grow - amazing because I can spend £10+ at the shops and not miss it - so I now put £10+ in my saving accounts Reviewed on: 8th April 2023

Great App

4
Great App to save and invest in. Reviewed on: 8th April 2023

Earn interest on your money

5
Loving seeing my money actually making interest. When the traditional banks hold onto the interest rates, Chip likes to share with its customers Reviewed on: 8th April 2023

Great easy bank

5
Really quick and easy to set up, very happy so far Reviewed on: 8th April 2023

Very good interest rates

5
Have had the interest rate increased twice in the last month of having the account, very impressed Reviewed on: 8th April 2023

Best banking App

5
Fantastic App. Great savings rate. And monthly prize draw account nice addition. Transfers in and out, seamless and literally nano seconds. Reviewed on: 8th April 2023

Great service and products

5
Simple to use and great products Reviewed on: 8th April 2023

Easy fast saving App

5
Great range of accounts , really quick to respond to interest rate changes and love auto saves Reviewed on: 8th April 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products