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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great rates with ease

Top savings rates with an easy to use app Reviewed on: 7th April 2023

Refreshing way to bank

Chip has refreshed the way we bank. Unlike your traditional high street banks, Chip’s customer service is just unparalleled. Always responsive to any queries, the app simple to use and navigate, and plenty on investment options available. High five Chip…. Reviewed on: 7th April 2023

Easy and friendly

Great interest rate on instant savings account and even though I don’t think of myself as very tech savvy, I’ve found it really easy to use.? Also, there’s a very personable and friendly way in which Chip interacts with customers which I really like. Reviewed on: 7th April 2023

Easy access with high interest.

An easy to use service that provides a good interest rate on easy access savings - what more do you want? Reviewed on: 7th April 2023

Innovative, market-leading

I’ve had the Chip savings app for a while since it started and have watched it develop. It’s been continuously innovative in its approach (e.g. Alternative Assets); with an excellent UI that’s always improving and exceptional customer service (e.g. I messed up with my stocks and shares ISA allocation and they were great with helping me sort it out). Their responsiveness and dedication to ensuring the savings rate APR is market-leading is also commendable and impressive. I hope they win. Reviewed on: 7th April 2023

Excellent product

Easy to use and navigate. Provides clear information and clearly illustrates the interest due on a daily basis. Reviewed on: 7th April 2023

Great

Great app, user friendly and simple Reviewed on: 7th April 2023

Great interest and easy to set-up and open an account

Moved to Chip after watching/listening to Martin Lewis(Money saving expert) regarding best interest rates. An easy to use experience and the interest rate has increased further since opening my account. Will definitely recommend to family and friends. Reviewed on: 7th April 2023

Simplicity

You get a good return on your savings with instant access. Apparently very safe ⚓ Reviewed on: 7th April 2023

Best savings account

Easy to navigate, customer service is amazing Reviewed on: 7th April 2023

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