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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very nice banking experience!

Easy banking with high interest returns! Reviewed on: 7th April 2023

Chips come with anything!

Having found this via a comparison review, the easy at which it was opened, the customer service and the great rate, really does mean…..Chip comes with everything. Reviewed on: 7th April 2023

Saving made easy

For the first time ever, I'm actively enjoying the process of saving. The app is easy to use, informative and fun. I've been recommending it to family and friends as a great way to see your savings grow. Reviewed on: 7th April 2023

Top rate account.

Very impressed with how easy the app is to use. It has simplified my accounts whilst giving a great rate of return. Fully recommended. Reviewed on: 7th April 2023

Simple, fast and great rates.

So far the experience has been really easy and the savings are generating a lot more than they were sitting in my building society Reviewed on: 7th April 2023

Top rates

Besides offering top rates the app is easy and very good communication. Reviewed on: 7th April 2023

Easy transparent saving

Have been auto-saving with Chip for a while now and find it the easiest and most transparent way of saving I have experienced. Have both savings and investment with them and can’t fault them in anyway Reviewed on: 7th April 2023

Easy app with the best interest rates

The app is easy to use and the interest rate is one of the highest available at the moment Reviewed on: 7th April 2023

Great interest

I opened my chip account just over a month ago because of the attractive interest rate. Easy to open, linked it to my current account, not too sure about that! But so far easy to operate. My only concern is that there is not logging out system with this account, I’ve raised this with Chip saying I feel uneasy about this, but was assured that it would be safe, well the jury’s still out on that one as it’s still early days. I’ve just had notification of my first month’s interest payment and was pleasantly surprised with the amount added to my account. Overall great so far just the niggle about no log out. Reviewed on: 7th April 2023

The future is here

Seamless, clever and welcoming (and a market leading interest rate on their instant access savings account). Reviewed on: 7th April 2023

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