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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip is great

5
Having great interest rates and availability to stocks and shares has really helped me save. Reviewed on: 6th April 2023

Easy saver

5
Good overall best rates around withdrawal so easy Reviewed on: 6th April 2023

Very competitive interest rates

5
Easy to apply with user-friendly app layout. Customer service is satisfactory though responses can take longer than few hours when they're busy. Reviewed on: 6th April 2023

One of the best financial decisions I've made!

5
Having taken out multiple savings accounts with Chip I can honestly say my experience has been extremely positive. I especially like the Prize Savings Account, and the Instant Access Savings Account is also top-notch with a very competitive interest rate. Thank you Chip! Reviewed on: 6th April 2023

Easy safe banking the modern way

5
Simple to navigate and secure website, top-rate interest, and a little excitement with the chance of winning a prize! Reviewed on: 6th April 2023

Brilliant

5
Great company, great savings account Reviewed on: 6th April 2023

Problem free in every wad

5
Saw some negative reviews so I was not too sure about investing but decided to invest due to the top interest rate. Found it to be so easy and problem free, easy and fast to put money in and draw it out. This must be as good as it gets. Reviewed on: 6th April 2023

Helps me and my family save

5
Easy use app and great interest % Reviewed on: 6th April 2023

All good

5
top savings rate easy to use and access leading the way Reviewed on: 6th April 2023

Chip review

5
Chip has provided me with financial control and transparency of my portfolio of saving and investment accounts. Its app is easy to use and allows quick transfers of monies between accounts with little hassle, the intelligent save function has allowed me to have confidence that the app saves only the monies it feels I can afford to be transferred and so far hasn’t made any mistakes. Reviewed on: 6th April 2023

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