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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip review

Chip has provided me with financial control and transparency of my portfolio of saving and investment accounts. Its app is easy to use and allows quick transfers of monies between accounts with little hassle, the intelligent save function has allowed me to have confidence that the app saves only the monies it feels I can afford to be transferred and so far hasn’t made any mistakes. Reviewed on: 6th April 2023

The App Looks Is Very Busy

It was easy to setup the account quite easily, however the app has so much information on one page so you feel a bit apprehensive whether you're using the app correctly. Once you get use to the app it is easy to use. One thing I request it would be nice to have log off button when finished using the app. Reviewed on: 6th April 2023

Excellent service.

I am a new customer. The information given to me has been straightforward and informative. I feel from my experience so far I can trust this company with my money. Reviewed on: 6th April 2023

Best interest rate

Simple to use app with the best savings rate on the market, which continues to go in the right direction for customers. Reviewed on: 6th April 2023

Excellent App, Fast & Friendly Customer Service

CHIP offer a user friendly app that runs quickly and keeps everything in one place. Everything is very easy to find. Customer service are excellent. They are friendly and quick to deal with everything. The recommend a friend offers are beneficial. One of the best things about CHIP is their market leading rates. They put the major banks to shame. As the BoE put their rates up CHIP quickly responded by doing the same unlike the major banks who are very slow to respond. Transferring money is quick & easy. You can see the interest you are going to earn. They also offer a range of investment plans. Even on the free plan you can access some excellent investments. Reviewed on: 6th April 2023

Savings account for the people

I’m very new to Chip but so far they have delivered what they say. I will say there is room for improvement but every new business needs time to grow. This is the way forward Reviewed on: 6th April 2023

Best easy access savings rate available

Very easy to set up. Only online customer service available but very easy to communicate via the app. Fast and efficient. Very pleased indeed. Reviewed on: 6th April 2023

Effortless saving

Save without knowing you’re saving. I’m always surprised by how much I’ve managed to save at the end of each month. I love how it adjusts your auto deposits based in your spending habits. Before I’d have to keep dipping into savings. Now it manages it all for me. Great intuitive app as well. So simple. Reviewed on: 6th April 2023

Chip rocks

The best easy access savings account on the market. Keep up the good work. Reviewed on: 6th April 2023

Beat Competitive Rates

Chip is the savings app that’ll get you the best savings rates possible up to date! Reviewed on: 6th April 2023

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