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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great savings app

Great interest rate which tracks the market. Almost instant transfer between app and bank account, very easy to use. Reviewed on: 6th April 2023

Stress free east saving!

I love chips automatic saves. I save money without knowing and it builds up quickly! I saved for holidays and maternity leave all thanks to chip. Their customer service is excellent also and they get back to you so quickly to resolve any queries. Reviewed on: 6th April 2023

Chip is no chip off the old block

Unique & easy App is brilliant, the account and features are amazing, keep doing you boo Reviewed on: 6th April 2023

Lots of. Chips with Chip

Really enjoying using the app and Chip. Savings rate is great, premium bond account, and also Chip x. Like dipping in and out on a daily basis Reviewed on: 6th April 2023

Good Interest Rates

I was slightly sceptical about using Chip after reading some reviews but so far I have not had any problems. Good interest rates & fairly easy to use. Reviewed on: 6th April 2023

Such an easy interface, great returns

So glad to have found Chip. I easily transferred money from my old savings accounts and am now earning much more interest than previously. Chip seems faster to pass on interest rate rises onto savers than other banks. I also really love the Premium Bind rivalry… it’s about time a new product like this became available. Reviewed on: 6th April 2023

So easy

So easy to manage. Great interest rates. Would definitely recommend. Reviewed on: 6th April 2023

Savings

Easy quick and efficient account to use. Reviewed on: 6th April 2023

chip savings app

OK, bit flakey to start with.,good interest rate. Reviewed on: 6th April 2023

Quick, easy and great value.

Quick and easy to use and great value. Reviewed on: 6th April 2023

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