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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent

Easy to use. Great rewards and competitive interest rates Reviewed on: 6th April 2023

Great all round

I was drawn in by the high interest rate, and couldn’t be happier with the experience of moving my savings into Chip. Very easy to open the account, and very quick to transfer money in and out. If the interest rate stays high, I will definitely stay with Chip Reviewed on: 6th April 2023

Great app

Good and user friendly use of APP Reviewed on: 6th April 2023

Plenty of salt and vinegar please.

It's the only thing's missing, and these "Chips" are thrice cooked ! Reviewed on: 6th April 2023

Excellent!

Fast! Reliable and Secure! I feel safe using this banking app. Reviewed on: 6th April 2023

Cool app greatly competitive

Cool design on app and also the leader in the best interest rates! Reviewed on: 6th April 2023

Simple and transparent

The app is easy to use and straightforward. Other fintech apps have become clunky with time as they try to stuff more and more features in but Chip have managed to avoid that pitfall. They’re clear in their messaging and it really feels like they’re looking out for customers. Especially appreciate the regular increase in the interest rate for their instant access savings account. Something that the majority of big banks have consistently failed to do. Reviewed on: 6th April 2023

I love the Chip app!

Great app with a fantastic marlet-leading interest rate which is why I'm moving all savings to them (instead of moving between providers). Reviewed on: 6th April 2023

Always the best interest rates for savers

Easy to use app. Much more responsive than othet banks in putting up interest rates for savings, usually the next day, rather than announcing an interest rate rise and then not implementing it until several weeks’ later, like some others do, Reviewed on: 6th April 2023

Simple Savings

Chip has helped me save quickly and seamlessly. The interface between the app and my bank is easy, and I appreciate the security of having to re-confirm those details regularly. Transferring money between the app and my bank is easy, as is transferring between accounts on the app. The interest rates are so much better which is a real incentive. I have been impressed with the offers and levels of communication since using Chip, and would highly recommend. Reviewed on: 6th April 2023

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