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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Excellent

Great product and easy to set up and use with top interest rates Reviewed on: 6th April 2023

Easy!

So simple! The instant savings account is a game changer! Reviewed on: 6th April 2023

Wonderful

Chip is the best banking app ever. Their interest rate is unrivalled. I wouldn't save my hard-earned money with anyone else. Absolutely fabulous. Reviewed on: 6th April 2023

Ultra competitive

Since opening a chip account they've remained the market leader for interest rates, responding to competitors very rapidly. I appreciate getting the most from my easy access savings. Reviewed on: 6th April 2023

Easy to use

Easy to use great interest rates Reviewed on: 6th April 2023

Makes saving easy as 1.2.3

A great product that makes saving easy with great features and usually competitive rates to boot. Connects to your bank account and auotmatically saves any surplus saving making sure your money works for you! Reviewed on: 6th April 2023

Super easy app and fabulous interest rates

This really was a fantastically easy savings account to open and the returns have been great. Chip provide all the information you need and keeps things wonderfully simple. I've already recommended Chip to my friends and family. Awesome. Reviewed on: 6th April 2023

Cash in on Chip

An easy to open account, passes on rate rises quickly and great service and easy to use. Thank you Reviewed on: 6th April 2023

Customer friendly banking

Needed advice and agent quickly answered my problem and sorted it for me. Reviewed on: 6th April 2023

Top Class

Excellent customer service. Always ahead of the rest of the pack when the increasing interest rate on the savings account account and better than that Chip consistently has a market leading interest rate. Overall, I highly recommend Chip! Reviewed on: 6th April 2023

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