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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chip is simply the best

5
I can’t believe I have a savings account whose is regularly updating its interest rate to this level in these hard times! This account and app is literally my comfort-blanket in the challenging economic climate. Long live Chip! Reviewed on: 4th April 2023

The future such an interestin app

5
I just love Chip, the easiest Banking App I’ve ever used. Love the stories and videos that are posted, the App is so uncomplicated and so visually effective… well done to the founders and creators Reviewed on: 4th April 2023

Great banking app

5
Very easy to setup and use. I am looking to save and access money for the long run and Chip just makes it so simple. Reviewed on: 4th April 2023

Everything explained and well thought of

5
Everything explained through the guides and very much idiot proof. It’s very simple to use and non of the financial jargon that no one really understands. Absolutely brilliant. Reviewed on: 4th April 2023

Auto calc keeps you saving

5
The auto calculation of what you can save is genius and keeps you saving consistently. Reviewed on: 4th April 2023

Easy p easy

5
Chip is so easy to set up and start saving your money . I had been with a bank so long and not really getting the best out of it but Chip is better I can set up auto savings or do it manually. Definitely would recommend you try for yourself and see your savings grow Reviewed on: 4th April 2023

Excellent savings app

5
I have been using the app for the last year or so, previously I have found it so hard to save but with the help of the Chip app I have managed to save £7000 in a very short amount of time . It’s clear, rates are good and for me more importantly it’s quite fun to see my money going up on the stocks and shares and prize Savings accounts . Reviewed on: 4th April 2023

Great bank

5
Easy to use, great interest rate,Speedy customer services Reviewed on: 4th April 2023

Excellent savings app with a great rate

4
They are one of the highest interest rate providers for instant access. I don't like how to they can see my account information for my third party bank. It's intrusive and it's the one feature I would change. Reviewed on: 3rd April 2023

New, exciting and easy to use

5
Excellent app, exciting and great interest rate! Reviewed on: 3rd April 2023

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