Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy

5
A simple app that gives easy access to competitive saving options. Funky fun and easy to navigate. Reviewed on: 28th March 2023

Easy to save app!

5
Savings made simple! You can also invest through the app which is great! Reviewed on: 28th March 2023

Easy banking

5
Particularly easy to use the service Reviewed on: 28th March 2023

Just perfect

5
The best way to save that I’ve found. Excellent app that offers create ways to save through a variety of products. Clear information at your fingertips and you can easily move money or withdraw if you need to. Transparent information and clear to understand balances. Just ticks all the boxes. Reviewed on: 28th March 2023

Quick and simple, easy to use

5
Connected my bank card through the app and deposited my savings easy as you like. Much better rate than my banks savings rate. Reviewed on: 28th March 2023

Brilliant App

5
Chip has helped me save better by deducting from my bank small unnoticeable amounts each week. This has helped me to save for my car insurance payments each year Reviewed on: 28th March 2023

Easy To Use with Great Rates

5
Chip app is brilliant to get around and super responsive. Never had any problems. Also right now rates are excellent and you get interest monthly. Love seeing how its building. Reviewed on: 28th March 2023

Excellent Savings App

5
Really user friendly app, great savings rates. Reviewed on: 28th March 2023

Amazing saving idea!!

5
Have been a member for a while and the app and concept is great! And any issues the customer service is top notch! Reviewed on: 28th March 2023

Innovative Banking

5
I have been using chip for a number of years now and watched it diversify and break the mould for innovation in Fin-tech. Offering smart ways for people to save with their AI offering, their alternative Investment schemes and stock offerings give savers options to manage and grow their money in ways that would not normally be open to smaller personal investors. Reviewed on: 28th March 2023